Affordable, quality coverage for your home, your belongings, and your liability, all in one simple policy designed to meet common lender and community requirements. Get an estimate in minutes.
Every SafeHome policy starts with broad protection built in, for your home, the things inside it, and the people around it.
Your home itself, including what's permanently built in, like plumbing, wiring, and heating.
Your things, such as furniture, electronics, appliances, and clothes.
Coverage for incidents you're responsible for outside of an auto accident, at home or in everyday life.
If a covered problem makes your home unlivable, this helps pay to stay somewhere else.
Coverage descriptions are summaries only; actual coverage is governed by the policy.
A kitchen fire. A burst pipe. A tree on the roof. A break-in while you're away. SafeHome covers them.
Whatever your situation, there's coverage built for it. You can tailor your policy with optional coverages, too.
Your home, your belongings, your liability, and a place to stay if a covered problem makes your home unlivable.
Your belongings, your liability, and a place to stay. The community's policy covers the building itself.
See your estimate online, then a licensed SafeHome agent finalizes your quote and gets you covered.
Answer a few quick questions about your home. It only takes minutes.
Get a clear estimate for the coverage your home needs, with no obligation to buy. A licensed SafeHome agent then confirms it into a full quote after a quick review.
A licensed agent follows up to provide your quote, finalize the details, and help you with next steps to get covered.
SafeHome is underwritten by Obsidian Insurance Company, rated A- (Excellent) by AM Best, as of April 30, 2026. That financial strength stands behind the coverage we provide.
Every policy covers your home, your belongings, and your personal liability, plus a place to stay if your home becomes unlivable, structures on your lot like a porch or carport, and debris cleanup. You can add more coverage to fit your home.
Yes. Whether you own your home and rent the lot, or rent both, SafeHome covers what's yours. If you rent your home, the community's policy covers the building, so your coverage focuses on your belongings, your liability, and a place to stay.
A deductible is the amount you pay before your coverage helps with a claim. You can choose your deductible when you set up your policy, and it affects your price.
Yes. You can tailor your coverage with extra coverages we offer for your specific situation, including things like protection for valuables, appliance or system breakdown, water backup, and coverage while your home is being moved.
SafeHome is built for manufactured and mobile homes, including single wide, double wide, triple wide, modular, park model, and tiny homes.
SafeHome is underwritten by Obsidian Insurance Company, rated A- (Excellent) by AM Best, as of April 30, 2026.
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