Manufactured home insurance

Insurance built for your manufactured home.

Affordable, quality coverage for your home, your belongings, and your liability, all in one simple policy designed to meet common lender and community requirements. Get an estimate in minutes.

  • An estimate in minutes
  • One policy: home, belongings, liability
  • For homeowners and renters
A well-kept double-wide manufactured home with a covered front porch
What's covered

What's covered with every policy.

Every SafeHome policy starts with broad protection built in, for your home, the things inside it, and the people around it.

Your home

Your home itself, including what's permanently built in, like plumbing, wiring, and heating.

Your belongings

Your things, such as furniture, electronics, appliances, and clothes.

Your personal liability

Coverage for incidents you're responsible for outside of an auto accident, at home or in everyday life.

A place to stay

If a covered problem makes your home unlivable, this helps pay to stay somewhere else.

Coverage descriptions are summaries only; actual coverage is governed by the policy.

Why SafeHome

Coverage for the things that go wrong.

A kitchen fire. A burst pipe. A tree on the roof. A break-in while you're away. SafeHome covers them.

  • Covers your kind of home. Single wide, double wide, triple wide, modular, park model, or tiny home.
  • An estimate in minutes. Answer a few questions about your home and see your estimate.
  • One policy, one team. Home, belongings, and liability together, so there's one team to help when you need it.
A bright, comfortable manufactured home living room
Own or rent · make it yours

Built for homeowners and renters alike.

Whatever your situation, there's coverage built for it. You can tailor your policy with optional coverages, too.

If you own your home

Your home, your belongings, your liability, and a place to stay if a covered problem makes your home unlivable.

If you rent your home

Your belongings, your liability, and a place to stay. The community's policy covers the building itself.

How it works

Three steps. A few minutes. Done.

See your estimate online, then a licensed SafeHome agent finalizes your quote and gets you covered.

1

Tell us about your home

Answer a few quick questions about your home. It only takes minutes.

2

See your estimate

Get a clear estimate for the coverage your home needs, with no obligation to buy. A licensed SafeHome agent then confirms it into a full quote after a quick review.

3

We finalize your quote

A licensed agent follows up to provide your quote, finalize the details, and help you with next steps to get covered.

AM Best A- (Excellent) Financial Strength Rating

The strength behind every policy.

SafeHome is underwritten by Obsidian Insurance Company, rated A- (Excellent) by AM Best, as of April 30, 2026. That financial strength stands behind the coverage we provide.

Good to know

Frequently asked questions.

What does manufactured home insurance from SafeHome cover?

Every policy covers your home, your belongings, and your personal liability, plus a place to stay if your home becomes unlivable, structures on your lot like a porch or carport, and debris cleanup. You can add more coverage to fit your home.

Do I need this if I rent my lot?

Yes. Whether you own your home and rent the lot, or rent both, SafeHome covers what's yours. If you rent your home, the community's policy covers the building, so your coverage focuses on your belongings, your liability, and a place to stay.

What is a deductible?

A deductible is the amount you pay before your coverage helps with a claim. You can choose your deductible when you set up your policy, and it affects your price.

Can I tailor my coverage?

Yes. You can tailor your coverage with extra coverages we offer for your specific situation, including things like protection for valuables, appliance or system breakdown, water backup, and coverage while your home is being moved.

What homes does SafeHome cover?

SafeHome is built for manufactured and mobile homes, including single wide, double wide, triple wide, modular, park model, and tiny homes.

How financially strong is the coverage?

SafeHome is underwritten by Obsidian Insurance Company, rated A- (Excellent) by AM Best, as of April 30, 2026.

Your manufactured home deserves real coverage.

Get an estimate in minutes. No obligation.

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