/* ===================================================================
   SafeHome by SafeLease - Operator landing page
   Brand layer mapped from design_handoff_safehome_brand/sh-brand.css
   Display: Banana Grotesk (700/800)  ·  Body: Open Sans (400-700)
   =================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Open+Sans:wght@400;500;600;700&display=swap');

/* Banana Grotesk - hosted OTF (display only; never body) */
@font-face {
  font-family: 'Banana Grotesk';
  src: url('fonts/BananaGrotesk-Medium.otf') format('opentype');
  font-weight: 500; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Banana Grotesk';
  src: url('fonts/BananaGrotesk-Semibold.otf') format('opentype');
  font-weight: 600; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Banana Grotesk';
  src: url('fonts/BananaGrotesk-Bold.otf') format('opentype');
  font-weight: 700; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Banana Grotesk';
  src: url('fonts/BananaGrotesk-Extrabold.otf') format('opentype');
  font-weight: 800; font-style: normal; font-display: swap;
}

:root {
  /* ── SafeHome tokens (source of truth: sh-brand.css) ── */
  --sh-tangerine: #F47B30;
  --sh-tangerine-700: #DA6620;
  --sh-rust: #A04612;
  --sh-peach: #FAB683;
  --sh-peach-soft: #FCD3B0;
  --sh-navy: #152744;
  --sh-navy-dark: #031E30;
  --sh-umber: #3E1B07;
  --sh-warm: #FEF3EA;
  --sh-warm-line: #F4E2D2;
  --sh-white: #FFFFFF;
  --sh-blue: #2779FB;        /* SafeLease blue - endorsement lockup ONLY */
  --sh-blue-light: #88B6ED;
  --sh-ink-60: #4A5468;      /* muted body */
  --sh-ink-45: #6B7385;      /* captions */
  --sh-line: #E7E3DC;
  --sh-error: #C0392B;

  --sh-display: 'Banana Grotesk', 'Poppins', system-ui, sans-serif;
  --sh-body: 'Open Sans', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;

  /* ── Legacy aliases (so existing selectors resolve to brand values) ── */
  --primary: var(--sh-tangerine);
  --bright-blue: var(--sh-tangerine);
  --light-blue: var(--sh-peach);
  --blue-tint: var(--sh-warm);
  --navy: var(--sh-navy);
  --dark-navy: var(--sh-navy-dark);
  --white: var(--sh-white);
  --text: var(--sh-navy);
  --muted: var(--sh-ink-60);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--sh-body);
  font-weight: 400;
  color: var(--sh-navy);
  line-height: 1.6;
  background: var(--sh-white);
  overflow-x: clip;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

a { color: var(--sh-tangerine); text-decoration: none; }
a:hover { color: var(--sh-rust); text-decoration: underline; }

/* Layout */
.container { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 24px; }
section { padding: 84px 0; position: relative; }
/* Warm sections fade in/out at their edges so the cream-to-white boundaries blend smoothly
   (matches getsafehome.com). */
section.alt { background: linear-gradient(180deg, var(--sh-white) 0%, var(--sh-warm) 12%, var(--sh-warm) 88%, var(--sh-white) 100%); }
section.deep { background: var(--sh-navy); color: var(--sh-white); }
section.deep h2, section.deep h3 { color: var(--sh-white); }
section.deep .section-intro, section.deep p { color: rgba(255, 255, 255, 0.78); }
section.deep .section-eyebrow { color: var(--sh-peach); }

/* Scroll fade-in */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.in-view { opacity: 1; transform: translateY(0); }
.reveal.delay-1 { transition-delay: 0.1s; }
.reveal.delay-2 { transition-delay: 0.2s; }
.reveal.delay-3 { transition-delay: 0.3s; }

/* ── Logo lockup (inline SVG; wordmark uses hosted Banana Grotesk) ── */
.sh-lockup-svg { display: block; width: auto; }
.nav-logo .sh-lockup-svg { height: 46px; }
.footer-logo .sh-lockup-svg { height: 42px; }

/* Nav */
.nav {
  background: var(--sh-white);
  border-bottom: 1px solid var(--sh-line);
  padding: 16px 0;
  position: sticky;
  top: 0;
  z-index: 10;
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.nav-logo { display: inline-flex; align-items: center; }
.nav-links { display: flex; gap: 28px; align-items: center; font-size: 15px; }
.nav-links a { color: var(--sh-navy); font-weight: 600; font-family: var(--sh-body); }
.nav-links a:hover { color: var(--sh-tangerine); text-decoration: none; }

.nav-cta {
  background: var(--sh-tangerine);
  color: var(--sh-white) !important;
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 14px;
  padding: 11px 20px;
  border-radius: 10px;
}
.nav-cta:hover { background: var(--sh-rust); text-decoration: none; }
/* Nav CTA label swap: full label on desktop, "Contact us" on mobile */
.nav-cta-label-mobile { display: none; }
.nav-cta-label-full { display: inline; }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--sh-warm) 0%, var(--sh-white) 100%);
  padding: 92px 0 100px;
  position: relative;
  overflow: hidden;
}
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; position: relative; z-index: 1; }

.eyebrow, .hero-eyebrow, .section-eyebrow {
  display: inline-block;
  font-family: var(--sh-body);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--sh-tangerine);
  margin-bottom: 16px;
}
.section-eyebrow { display: block; margin-bottom: 14px; }

.hero h1 {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: clamp(33px, 3.6vw, 48px);
  line-height: 1.05;
  letter-spacing: -0.025em;
  color: var(--sh-navy);
  margin-bottom: 22px;
}
.hero h1 .hl { color: var(--sh-tangerine); }
.hero p.subtitle {
  font-family: var(--sh-body);
  font-size: 19px;
  color: var(--sh-ink-60);
  margin-bottom: 20px;
  max-width: 560px;
}
.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 22px;
  margin-bottom: 32px;
}
.hero-points span {
  position: relative;
  padding-left: 18px;
  font-family: var(--sh-body);
  font-size: 14.5px;
  font-weight: 700;
  color: var(--sh-navy);
}
.hero-points span::before {
  content: '';
  position: absolute;
  left: 0;
  top: 6px;
  width: 9px;
  height: 9px;
  border-radius: 3px;
  background: var(--sh-tangerine);
}
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-cred {
  margin-top: 22px;
  font-size: 13px;
  color: var(--sh-ink-45);
  max-width: 460px;
}

/* Buttons (radius 10px, Banana Grotesk 700) */
.btn-primary, .btn-secondary {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 16px;
  padding: 13px 26px;
  border-radius: 10px;
  display: inline-block;
  cursor: pointer;
  transition: background 0.15s ease, transform 0.15s ease, color 0.15s ease;
}
.btn-primary { background: var(--sh-tangerine); color: var(--sh-white); border: none; }
.btn-primary:hover { background: var(--sh-rust); color: var(--sh-white); text-decoration: none; transform: translateY(-1px); }
.btn-secondary { background: var(--sh-white); color: var(--sh-navy); border: 1.5px solid var(--sh-line); }
.btn-secondary:hover { background: var(--sh-navy); color: var(--sh-white); text-decoration: none; }

/* Hero photo */
.hero-photo {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  aspect-ratio: 4 / 3;
  box-shadow: 0 18px 44px rgba(3, 30, 48, 0.12);
  background: var(--sh-peach);
}
.hero-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hero-photo::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(244, 123, 48, 0.16) 0%, transparent 55%, rgba(21, 39, 68, 0.16) 100%);
  pointer-events: none;
}

/* Section headings */
h2 {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 36px;
  line-height: 1.14;
  letter-spacing: -0.015em;
  color: var(--sh-navy);
  margin-bottom: 18px;
  max-width: 720px;
}
h2.center { text-align: center; margin-left: auto; margin-right: auto; }
.section-intro { font-family: var(--sh-body); font-size: 18px; color: var(--sh-ink-60); max-width: 720px; margin-bottom: 44px; text-wrap: balance; }
.section-intro.center { text-align: center; margin-left: auto; margin-right: auto; }

/* Card grid - editorial: rule accent, no icon tiles */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card {
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 14px;
  padding: 26px 26px 28px;
  box-shadow: 0 8px 22px rgba(3, 30, 48, 0.05);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.card::before {
  content: '';
  display: block;
  width: 34px;
  height: 3px;
  border-radius: 2px;
  background: var(--sh-tangerine);
  margin-bottom: 20px;
  transition: width 0.2s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: 0 16px 38px rgba(3, 30, 48, 0.10); }
.card:hover::before { width: 56px; }

.card h3 {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 20px;
  line-height: 1.22;
  color: var(--sh-navy);
  margin-bottom: 10px;
}
.card p { font-family: var(--sh-body); font-size: 15px; color: var(--sh-ink-60); line-height: 1.6; }

/* Two-column section */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.two-col h2 { margin-bottom: 18px; }

/* Editorial bullet list - peach tick, no icon tiles */
.feature-list { list-style: none; margin-top: 22px; display: flex; flex-direction: column; gap: 20px; }
.feature-list li {
  position: relative;
  padding-left: 26px;
}
.feature-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 7px;
  width: 10px;
  height: 10px;
  border-radius: 3px;
  background: var(--sh-tangerine);
}
.feature-list .feature-text { font-family: var(--sh-body); font-size: 16px; color: var(--sh-ink-60); line-height: 1.55; }
.feature-list .feature-text strong {
  font-family: var(--sh-display);
  font-weight: 700;
  color: var(--sh-navy);
  display: block;
  margin-bottom: 4px;
  line-height: 1.3;
}
.deep-list li::before { background: var(--sh-peach); }

/* Side photo */
.side-photo {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  aspect-ratio: 5 / 4;
  box-shadow: 0 16px 38px rgba(3, 30, 48, 0.10);
  background: var(--sh-peach);
}
.side-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.side-photo::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(244, 123, 48, 0.18) 0%, transparent 55%);
  pointer-events: none;
}

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { text-align: left; }
.step-num {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 44px;
  line-height: 1;
  color: var(--sh-peach);
  letter-spacing: -0.02em;
  margin-bottom: 14px;
}
section.deep .step-num { color: var(--sh-peach); }
.step h3 { font-family: var(--sh-display); font-weight: 700; font-size: 20px; color: var(--sh-navy); margin-bottom: 10px; }
.step p { font-family: var(--sh-body); font-size: 15px; color: var(--sh-ink-60); }

/* ── Hero product mock ── */
.hero-product { position: relative; }
.hero-product::before {
  content: '';
  position: absolute;
  inset: -48px -36px;
  background: radial-gradient(ellipse at 65% 40%, rgba(250, 182, 131, 0.65) 0%, rgba(250, 182, 131, 0) 68%);
  pointer-events: none;
}
.dash-float {
  position: absolute;
  left: -34px;
  bottom: -20px;
  display: flex;
  align-items: center;
  gap: 11px;
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 12px;
  padding: 12px 16px;
  box-shadow: 0 16px 40px rgba(3, 30, 48, 0.18);
  transform: rotate(-1deg);
}
.float-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #1B7A4B;
  box-shadow: 0 0 0 4px #E3F3EA;
  flex-shrink: 0;
}
.float-text { display: flex; flex-direction: column; line-height: 1.3; }
.float-text strong { font-family: var(--sh-display); font-weight: 700; font-size: 13px; color: var(--sh-navy); }
.float-text span { font-size: 11px; color: var(--sh-ink-45); }
.dash-mock {
  position: relative;
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 14px;
  box-shadow: 0 24px 60px rgba(3, 30, 48, 0.16);
  overflow: hidden;
  font-family: var(--sh-body);
  transform: none;
}
.dash-chrome {
  display: flex; align-items: center; gap: 6px;
  padding: 10px 14px;
  background: var(--sh-warm);
  border-bottom: 1px solid var(--sh-warm-line);
}
.dash-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--sh-warm-line); }
.dash-url {
  margin-left: 10px;
  font-size: 11px;
  color: var(--sh-ink-45);
  background: var(--sh-white);
  border: 1px solid var(--sh-warm-line);
  border-radius: 6px;
  padding: 2px 10px;
}
.dash-head { display: flex; justify-content: space-between; align-items: center; padding: 16px 18px 12px; }
.dash-title { font-family: var(--sh-display); font-weight: 700; font-size: 16px; color: var(--sh-navy); }
.dash-sub { font-size: 11px; color: var(--sh-ink-45); }
.dash-btn {
  font-family: var(--sh-display); font-weight: 700; font-size: 11px;
  color: var(--sh-tangerine-700);
  border: 1.5px solid var(--sh-peach);
  border-radius: 8px;
  padding: 6px 12px;
  white-space: nowrap;
}
.dash-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; padding: 0 18px 14px; }
.dash-stat {
  border: 1px solid var(--sh-line);
  border-radius: 10px;
  padding: 9px 11px;
  display: flex; flex-direction: column; gap: 2px;
}
.dash-stat.active { border-color: var(--sh-tangerine); box-shadow: 0 0 0 1px var(--sh-tangerine); }
.dash-stat-label { font-size: 9.5px; letter-spacing: 0.07em; text-transform: uppercase; color: var(--sh-ink-45); font-weight: 600; }
.dash-stat-num { font-family: var(--sh-display); font-weight: 800; font-size: 19px; color: var(--sh-navy); line-height: 1.1; }
.dash-stat-num.warn { color: var(--sh-rust); }
.dash-stat-num.ok { color: #1B7A4B; }
.dash-table { width: 100%; border-collapse: collapse; font-size: 11.5px; }
.dash-table th {
  text-align: left;
  font-size: 9.5px; letter-spacing: 0.07em; text-transform: uppercase;
  color: var(--sh-ink-45);
  padding: 7px 10px;
  border-top: 1px solid var(--sh-line);
  border-bottom: 1px solid var(--sh-line);
  background: #FBFAF7;
}
.dash-table th:first-child, .dash-table td:first-child { padding-left: 18px; }
.dash-table td { padding: 8px 10px; border-bottom: 1px solid #F0EDE6; color: var(--sh-ink-60); }
.dash-table td:first-child { font-weight: 700; color: var(--sh-navy); }
.dash-table tr:last-child td { border-bottom: none; }
.pill {
  display: inline-block;
  font-size: 10px; font-weight: 700;
  border-radius: 999px;
  padding: 2px 9px;
  white-space: nowrap;
}
.pill.ok { background: #E3F3EA; color: #1B7A4B; }
.pill.warn { background: #FCEBDD; color: var(--sh-rust); }
.pill.rev { background: #E8F0FE; color: #2D5FA8; }

/* ── Three ways band ── */
.ways { padding-top: 56px; }
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 10px; }
.pillar {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  position: relative;
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 14px;
  padding: 28px 26px 24px;
  box-shadow: 0 8px 22px rgba(3, 30, 48, 0.05);
  transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;
  color: var(--sh-navy);
}
.pillar:hover { transform: translateY(-3px); box-shadow: 0 16px 38px rgba(3, 30, 48, 0.10); border-color: var(--sh-peach); text-decoration: none; }
.pillar-num {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 52px;
  line-height: 1;
  color: var(--sh-peach);
  display: block;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}
.pillar h3 { font-family: var(--sh-display); font-weight: 700; font-size: 20px; line-height: 1.22; margin-bottom: 10px; color: var(--sh-navy); }
.pillar p { font-size: 15px; color: var(--sh-ink-60); line-height: 1.6; margin-bottom: 16px; flex-grow: 1; }
.pillar-link {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--sh-tangerine);
}
.pillar-link::after { content: ' \2192'; }

/* ── Chromeless tick columns ── */
.ticks { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin: 8px 0 4px; }
.tick { position: relative; padding-left: 22px; }
.tick::before {
  content: '';
  position: absolute;
  left: 0;
  top: 7px;
  width: 11px;
  height: 11px;
  border-radius: 3px;
  background: var(--sh-tangerine);
}
.tick strong {
  display: block;
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 17px;
  color: var(--sh-navy);
  margin-bottom: 6px;
  line-height: 1.3;
}
.tick span { font-size: 14.5px; color: var(--sh-ink-60); line-height: 1.55; }

/* ── Sub heading inside a section ── */
.sub-head {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 24px;
  color: var(--sh-navy);
  margin: 56px 0 28px;
}

/* ── Single bordered panel with hairline rows (replaces 3-up card grids) ── */
.panel {
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 14px;
  box-shadow: 0 8px 22px rgba(3, 30, 48, 0.05);
  max-width: 860px;
}
.panel-row { padding: 20px 28px; }
.panel-row + .panel-row { border-top: 1px solid var(--sh-warm-line); }
.panel-row p { font-size: 15.5px; color: var(--sh-ink-60); line-height: 1.6; }
.panel-row strong {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 16.5px;
  color: var(--sh-navy);
}
.coverage-grid .panel { max-width: none; }

/* ── Partner line (single row, replaces partner card grid) ── */
.partner-line {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  flex-wrap: wrap;
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 14px;
  padding: 22px 28px;
}
.partner-line p { font-size: 15.5px; color: var(--sh-ink-60); max-width: 560px; }
.partner-line strong { font-family: var(--sh-display); font-weight: 700; color: var(--sh-navy); display: block; font-size: 17px; margin-bottom: 2px; }
.partner-links { display: flex; gap: 24px; flex-wrap: wrap; }
.partner-links a {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--sh-tangerine);
  white-space: nowrap;
}
.partner-links a::after { content: ' \2192'; }
.partner-links a:hover { color: var(--sh-rust); text-decoration: none; }

/* ── Footnote callout under card grids ── */
.note-line {
  margin-top: 28px;
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--sh-ink-60);
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 12px;
  padding: 16px 20px;
  max-width: 680px;
}
section:not(.alt) .note-line { background: var(--sh-warm); border-color: var(--sh-warm-line); }
/* #24: narrow callout - aligned with coverage panel, prevents orphan word */
.note-line-narrow { max-width: 520px; }

/* ── Economics causal chain ── */
.chain {
  display: grid;
  grid-template-columns: 1fr 28px 1fr 28px 1fr 28px 1fr;
  gap: 0;
  align-items: stretch;
  margin: 8px 0 44px;
}
.chain-step {
  background: rgba(255, 255, 255, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 12px;
  padding: 18px 16px;
  font-family: var(--sh-body);
  font-size: 14.5px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.45;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.chain-step.payoff {
  background: var(--sh-tangerine);
  border-color: var(--sh-tangerine);
  color: var(--sh-white);
}
.chain-step.payoff .chain-num { background: var(--sh-white); color: var(--sh-tangerine-700); }
.chain-num {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 13px;
  color: var(--sh-navy);
  background: var(--sh-peach);
  width: 24px; height: 24px;
  border-radius: 7px;
  display: flex; align-items: center; justify-content: center;
}
.chain-arrow { position: relative; }
.chain-arrow::before {
  content: '';
  position: absolute;
  top: 50%; left: 4px; right: 4px;
  height: 2px;
  background: rgba(250, 182, 131, 0.5);
}
.chain-arrow::after {
  content: '';
  position: absolute;
  top: 50%; right: 3px;
  width: 7px; height: 7px;
  border-top: 2px solid rgba(250, 182, 131, 0.8);
  border-right: 2px solid rgba(250, 182, 131, 0.8);
  transform: translateY(-50%) rotate(45deg) translateY(-1px);
}
.deep-list .feature-text { color: rgba(255, 255, 255, 0.72); }
.deep-list .feature-text strong { color: var(--sh-white); }

/* ── Economics section (03): light editorial, comparison + pull quote ── */
.econ { background: var(--sh-white); padding: 84px 0; }
.econ h2 { font-size: 42px; }
.econ .section-intro { font-size: 19px; max-width: 680px; margin-bottom: 52px; }

/* Comparison table, ported from the SafeHome Brand Kit one-pager component */
.cmp-wrap {
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 16px;
  padding: 10px 14px;
  box-shadow: 0 14px 36px rgba(3, 30, 48, 0.08);
  margin-bottom: 60px;
  overflow-x: auto;
}
.cmp { width: 100%; min-width: 560px; border-collapse: separate; border-spacing: 0; font-size: 15px; }
.cmp th, .cmp td { text-align: left; padding: 16px 18px; vertical-align: top; line-height: 1.45; }
.cmp th.rowhdr, .cmp td.rowhdr { width: 24%; }
.cmp thead th {
  font-family: var(--sh-body);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--sh-ink-45);
  background: #F1EEE9;
}
.cmp thead th.rowhdr { background: transparent; }
.cmp thead th.sh {
  background: var(--sh-tangerine);
  color: var(--sh-white);
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 16px;
  letter-spacing: 0;
  text-transform: none;
  border-top-right-radius: 10px;
}
.cmp thead th:nth-child(2) { border-top-left-radius: 10px; }
.cmp tbody td { border-bottom: 1px solid var(--sh-line); color: var(--sh-ink-60); }
.cmp tbody td.rowhdr { font-family: var(--sh-display); font-weight: 700; color: var(--sh-navy); font-size: 15px; background: var(--sh-white); }
.cmp tbody td.sh {
  background: var(--sh-warm);
  color: var(--sh-navy);
  font-weight: 700;
  border-bottom: 1px solid var(--sh-warm-line);
  box-shadow: inset 3px 0 0 var(--sh-tangerine);
}
.cmp tbody tr:last-child td { border-bottom: 0; }

.compare {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 22px;
  align-items: stretch;
  margin-bottom: 60px;
}
.compare-col { border-radius: 16px; padding: 30px 32px 32px; }
.compare-col.other {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.13);
  color: rgba(255, 255, 255, 0.6);
}
.compare-col.sh {
  background: var(--sh-white);
  color: var(--sh-navy);
  box-shadow: 0 28px 70px rgba(0, 0, 0, 0.35);
}
.compare-tag {
  display: inline-block;
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 6px 13px;
  border-radius: 999px;
  margin-bottom: 22px;
}
.compare-col.other .compare-tag { background: rgba(255, 255, 255, 0.1); color: rgba(255, 255, 255, 0.65); }
.compare-col.sh .compare-tag { background: var(--sh-tangerine); color: var(--sh-white); }
.compare-col ul { list-style: none; display: flex; flex-direction: column; gap: 16px; }
.compare-col li {
  position: relative;
  padding-left: 24px;
  font-size: 16px;
  line-height: 1.5;
  font-weight: 600;
}
.compare-col.other li { font-weight: 400; }
.compare-col.other li::before {
  content: '';
  position: absolute;
  left: 2px;
  top: 10px;
  width: 10px;
  height: 2px;
  background: rgba(255, 255, 255, 0.35);
}
.compare-col.sh li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 7px;
  width: 11px;
  height: 11px;
  border-radius: 3px;
  background: var(--sh-tangerine);
}

.pull-quote {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 30px;
  line-height: 1.3;
  letter-spacing: -0.01em;
  color: var(--sh-navy);
  max-width: 780px;
  text-wrap: balance;
}
.pull-quote .hl { color: var(--sh-tangerine); }
.econ-fine { margin-top: 26px; font-size: 12.5px; color: var(--sh-ink-45); }

/* ── Community risk map (covered vs uncovered homes) ── */
.risk-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; margin-bottom: 52px; }
.risk-map { padding: 6px 0; }
.risk-map svg { display: block; width: 100%; height: auto; }
.home-cov { fill: var(--sh-tangerine); }
.home-un { fill: #FCE8E4; stroke: #C2410C; stroke-width: 1.3; stroke-dasharray: 3 2.2; }
.risk-legend {
  display: flex;
  gap: 22px;
  margin-top: 16px;
  font-size: 13px;
  color: var(--sh-ink-60);
  font-weight: 600;
}
.risk-legend span { display: inline-flex; align-items: center; gap: 8px; }
.legend-swatch { width: 14px; height: 11px; border-radius: 2px; display: inline-block; }
.legend-swatch.cov { background: var(--sh-tangerine); }
.legend-swatch.un { background: #FCE8E4; border: 1.3px dashed #C2410C; }
.risk-copy h3 {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 24px;
  line-height: 1.2;
  color: var(--sh-navy);
  margin-bottom: 12px;
}
.risk-copy p { font-size: 16px; color: var(--sh-ink-60); line-height: 1.6; max-width: 460px; }
.risk-copy-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; max-width: 460px; }
.risk-copy-list li { position: relative; padding-left: 18px; font-size: 16px; color: var(--sh-ink-60); line-height: 1.6; }
.risk-copy-list li::before { content: ''; position: absolute; left: 0; top: 7px; width: 9px; height: 9px; border-radius: 3px; background: var(--sh-tangerine); }

/* ── Coverage split: phone mock + stacked cards ── */
.coverage-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 56px; align-items: center; }
.cards.stack { grid-template-columns: 1fr; gap: 18px; }
.phone-wrap { display: flex; flex-direction: column; align-items: center; gap: 16px; }
.phone {
  width: 250px;
  background: var(--sh-navy-dark);
  border-radius: 34px;
  padding: 10px;
  box-shadow: 0 24px 56px rgba(3, 30, 48, 0.22);
}
.phone-screen {
  background: var(--sh-white);
  border-radius: 26px;
  overflow: hidden;
  font-family: var(--sh-body);
}
.phone-top {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 14px 16px 10px;
}
.phone-top .sh-lockup-svg { height: 22px; }
.phone-body { padding: 6px 18px 18px; }
.phone-eyebrow { font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--sh-ink-45); font-weight: 700; }
.phone-price {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 38px;
  color: var(--sh-navy);
  line-height: 1.05;
  margin: 2px 0 0;
}
.phone-price span { font-size: 15px; font-weight: 700; color: var(--sh-ink-45); }
.phone-addr { font-size: 11px; color: var(--sh-ink-45); margin: 2px 0 12px; }
.phone-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  border-top: 1px solid #F0EDE6;
  font-size: 12px;
  color: var(--sh-navy);
  font-weight: 600;
}
.phone-row span:last-child { color: var(--sh-ink-45); font-weight: 400; }
.phone-cta {
  margin-top: 14px;
  background: var(--sh-tangerine);
  color: var(--sh-white);
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 13px;
  text-align: center;
  border-radius: 12px;
  padding: 11px 0;
}
.phone-caption { font-size: 13px; color: var(--sh-ink-45); text-align: center; }

/* ── Image placeholder frames (swap for real photography) ── */
.ph-band { padding: 84px 0 0; }
.ph-photo {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 16px;
  box-shadow: 0 16px 38px rgba(3, 30, 48, 0.12);
}
.ph-frame {
  position: relative;
  border: 1.5px dashed var(--sh-peach);
  background:
    repeating-linear-gradient(135deg, rgba(250, 182, 131, 0.07) 0 14px, rgba(250, 182, 131, 0.14) 14px 28px),
    var(--sh-warm);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ph-frame.wide { aspect-ratio: 21 / 7; }
.ph-label {
  font-family: var(--sh-body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--sh-rust);
  background: var(--sh-white);
  border: 1px solid var(--sh-warm-line);
  border-radius: 999px;
  padding: 7px 16px;
  text-align: center;
}

/* ── Partner strip (slim band, deliberately quiet) ── */
.partner-strip { padding: 44px 0; }
.partner-strip h2 { font-size: 26px; margin-bottom: 8px; }
.partner-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 24px; }
.partner-card {
  display: flex;
  flex-direction: column;
  background: transparent;
  border: 1px solid var(--sh-warm-line);
  border-radius: 12px;
  padding: 18px 20px 16px;
  color: var(--sh-navy);
  transition: border-color 0.15s ease, background 0.15s ease;
}
.partner-card:hover { border-color: var(--sh-peach); background: var(--sh-white); text-decoration: none; }
.partner-card h3 { font-family: var(--sh-display); font-weight: 700; font-size: 16px; margin-bottom: 4px; }
.partner-card p { font-size: 13.5px; color: var(--sh-ink-60); margin-bottom: 10px; flex-grow: 1; }
.partner-card .pillar-link { font-size: 12px; }

/* ── Proof strip ── */
.proof-strip { background: var(--sh-navy); padding: 36px 0; }
.proof-line {
  font-family: var(--sh-body);
  font-size: 17px;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.85);
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.proof-line strong { color: var(--sh-white); }

/* ── Subpage hero ── */
.page-hero {
  background: linear-gradient(180deg, var(--sh-warm) 0%, var(--sh-white) 100%);
  padding: 80px 0 64px;
}
.page-hero h1 {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 46px;
  line-height: 1.06;
  letter-spacing: -0.02em;
  color: var(--sh-navy);
  margin-bottom: 20px;
  max-width: 680px;
}
.page-hero .subtitle {
  font-size: 18px;
  color: var(--sh-ink-60);
  max-width: 620px;
  margin-bottom: 30px;
}

/* Footer */
footer { background: var(--sh-navy-dark); color: rgba(255, 255, 255, 0.75); padding: 56px 0 36px; font-family: var(--sh-body); font-size: 14px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 36px; }
.footer-logo { margin-bottom: 16px; }
.footer-desc { font-size: 14px; line-height: 1.6; color: rgba(255, 255, 255, 0.7); max-width: 380px; }
.footer-col h4 {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 13px;
  color: var(--sh-white);
  margin-bottom: 14px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 10px; }
.footer-col a { color: rgba(255, 255, 255, 0.7); }
.footer-col a:hover { color: var(--sh-white); }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.55);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom a { color: var(--sh-peach); }

/* ── Contact form section (#5) ── */
.consult-form-section { background: var(--sh-warm); }
.consult-form-card {
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 16px;
  padding: 40px 44px;
  max-width: 600px;
  margin: 0 auto;
  box-shadow: 0 8px 28px rgba(3, 30, 48, 0.07);
}
.consult-form-heading {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 24px;
  color: var(--sh-navy);
  margin-bottom: 28px;
}
.consult-form .form-row {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 20px;
}
.consult-form label {
  font-family: var(--sh-body);
  font-size: 13px;
  font-weight: 700;
  color: var(--sh-navy);
  letter-spacing: 0.03em;
}
.consult-form input,
.consult-form textarea,
.consult-form select {
  font-family: var(--sh-body);
  font-size: 15px;
  color: var(--sh-navy);
  background: var(--sh-white);
  border: 1.5px solid var(--sh-line);
  border-radius: 10px;
  padding: 11px 14px;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
  outline: none;
  width: 100%;
  resize: vertical;
}
.consult-form select { appearance: none; -webkit-appearance: none; cursor: pointer; }
.consult-form input:focus,
.consult-form textarea:focus,
.consult-form select:focus {
  border-color: var(--sh-tangerine);
  box-shadow: 0 0 0 3px rgba(244, 123, 48, 0.12);
}
.consult-form input::placeholder,
.consult-form textarea::placeholder { color: var(--sh-ink-45); }
.consult-form .form-submit { margin-top: 8px; width: 100%; text-align: center; }
/* Success state */
.form-success {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 0;
}
/* display:flex above would defeat the hidden attribute; keep it authoritative */
.form-success[hidden] { display: none; }
.form-success-icon { width: 40px; height: 40px; align-self: center; }
.form-success-head {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 20px;
  color: var(--sh-navy);
}
.form-success-body { font-size: 15px; color: var(--sh-ink-60); line-height: 1.6; }

/* ── Claim scenario band (dog bite hook) ── */
.claim-band { background: var(--sh-navy); color: var(--sh-white); padding: 44px 0; }
.claim-band-inner { max-width: 720px; margin: 0 auto; text-align: center; }
.claim-band-inner h2 { font-size: 26px; max-width: none; margin: 0 auto 10px; }
.claim-band-inner p { max-width: 600px; margin: 0 auto; }
.claim-band-inner strong { color: var(--sh-white); font-weight: 700; }
.claim-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 52px; align-items: center; }
.claim-kicker {
  display: block;
  font-family: var(--sh-body);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--sh-peach);
  margin-bottom: 14px;
}
.claim-band h2 { color: var(--sh-white); max-width: 560px; margin-bottom: 16px; }
.claim-band p { color: rgba(255, 255, 255, 0.78); font-size: 16px; line-height: 1.65; max-width: 560px; }
.claim-band p + p { margin-top: 12px; }
.claim-figure {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 16px;
  padding: 28px 30px;
}
.claim-stat {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 52px;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--sh-peach);
}
.claim-stat-label { font-size: 13px; color: rgba(255, 255, 255, 0.7); margin: 8px 0 20px; }
.claim-vs-row {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 13px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  font-size: 14px;
  line-height: 1.45;
}
.claim-vs-row span:first-child { font-family: var(--sh-display); font-weight: 700; color: var(--sh-white); white-space: nowrap; }
.claim-vs-row span:last-child { color: rgba(255, 255, 255, 0.72); text-align: right; }

/* ── Economics calculator ── */
.calc {
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 16px;
  padding: 28px 32px 24px;
  box-shadow: 0 14px 36px rgba(3, 30, 48, 0.08);
  margin-bottom: 56px;
}
.calc-tabs {
  display: inline-flex;
  gap: 4px;
  background: var(--sh-warm);
  border: 1px solid var(--sh-warm-line);
  border-radius: 12px;
  padding: 4px;
  margin-bottom: 26px;
}
.calc-tabs button {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 14px;
  color: var(--sh-ink-60);
  background: transparent;
  border: none;
  border-radius: 9px;
  padding: 10px 18px;
  cursor: pointer;
  transition: background 0.15s ease, color 0.15s ease;
}
.calc-tabs button:hover { color: var(--sh-navy); }
.calc-tabs button[aria-selected="true"] { background: var(--sh-tangerine); color: var(--sh-white); }
.calc-form {
  display: grid;
  grid-template-columns: 0.7fr 0.7fr 1.1fr 1.3fr;
  gap: 20px;
  align-items: start;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--sh-warm-line);
  margin-bottom: 22px;
}
.calc-form[hidden] { display: none; }
.calc-field label {
  display: block;
  font-family: var(--sh-body);
  font-size: 13px;
  font-weight: 700;
  color: var(--sh-navy);
  letter-spacing: 0.03em;
  line-height: 1.3;
  min-height: 2.6em;
  margin-bottom: 6px;
}
.calc-field input[type="number"] {
  font-family: var(--sh-body);
  font-size: 15px;
  color: var(--sh-navy);
  background: var(--sh-white);
  border: 1.5px solid var(--sh-line);
  border-radius: 10px;
  padding: 10px 14px;
  width: 100%;
  outline: none;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.calc-field input[type="number"]:focus {
  border-color: var(--sh-tangerine);
  box-shadow: 0 0 0 3px rgba(244, 123, 48, 0.12);
}
.calc-field-split input[type="range"] {
  width: 100%;
  margin-top: 9px;
  accent-color: var(--sh-tangerine);
  cursor: pointer;
}
.calc-split-val {
  display: block;
  margin-top: 2px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--sh-ink-60);
}
.calc-split-val span { font-family: var(--sh-display); font-weight: 800; color: var(--sh-tangerine-700); }
.calc-output { display: flex; flex-direction: column; gap: 2px; margin: 4px 0 20px; }
.calc-output-label {
  font-family: var(--sh-body);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--sh-ink-45);
}
.calc-output-num {
  font-family: var(--sh-display);
  font-weight: 800;
  font-size: 46px;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--sh-navy);
}
.calc-output-num span { color: var(--sh-tangerine); }
.calc-output-sub { font-size: 13px; color: var(--sh-ink-60); max-width: 560px; margin-top: 6px; }
.calc-table-wrap { overflow-x: auto; margin-bottom: 14px; }
.calc-table { width: 100%; min-width: 560px; border-collapse: collapse; font-size: 14px; }
.calc-table th {
  text-align: left;
  font-size: 11px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--sh-ink-45);
  background: #FBFAF7;
  padding: 10px 14px;
  border-top: 1px solid var(--sh-line);
  border-bottom: 1px solid var(--sh-line);
}
.calc-table td {
  padding: 12px 14px;
  border-bottom: 1px solid #F0EDE6;
  color: var(--sh-ink-60);
  font-weight: 600;
}
.calc-table td.calc-table-total {
  font-family: var(--sh-display);
  font-weight: 800;
  color: var(--sh-tangerine-700);
  background: var(--sh-warm);
  box-shadow: inset 3px 0 0 var(--sh-tangerine);
}
.calc-note { font-size: 13.5px; color: var(--sh-ink-60); line-height: 1.6; max-width: 640px; }

/* "Your own captive" tab: contact CTA, no calculator */
.calc-byoc { text-align: center; padding: 20px 0 8px; }
.calc-byoc-head { font-family: var(--sh-display); font-weight: 800; font-size: 24px; color: var(--sh-navy); margin-bottom: 10px; }
.calc-byoc-body { font-family: var(--sh-body); font-size: 16px; color: var(--sh-ink-60); line-height: 1.6; max-width: 560px; margin: 0 auto 22px; }

/* ── Bring your own captive ── */
.byoc { padding: 52px 0; }
.byoc-card {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
  background: var(--sh-white);
  border: 1px solid var(--sh-line);
  border-radius: 16px;
  padding: 32px 36px;
  box-shadow: 0 8px 22px rgba(3, 30, 48, 0.05);
}
.byoc-copy { max-width: 680px; }
.byoc-copy h3 {
  font-family: var(--sh-display);
  font-weight: 700;
  font-size: 24px;
  line-height: 1.2;
  color: var(--sh-navy);
  margin-bottom: 10px;
}
.byoc-copy p { font-size: 15.5px; color: var(--sh-ink-60); line-height: 1.6; }
.byoc-card .btn-primary { flex-shrink: 0; }

/* Responsive */
@media (max-width: 900px) {
  .claim-band { padding: 48px 0; }
  .claim-grid { grid-template-columns: 1fr; gap: 32px; }
  .claim-stat { font-size: 42px; }
  .calc { padding: 22px 18px 20px; }
  .calc-tabs { display: flex; width: 100%; }
  .calc-tabs button { flex: 1; padding: 10px 10px; font-size: 13px; }
  .calc-form { grid-template-columns: 1fr 1fr; }
  .calc-output-num { font-size: 34px; }
  .byoc-card { flex-direction: column; align-items: flex-start; padding: 26px 22px; }
}

@media (max-width: 900px) {
  .hero { padding: 56px 0 64px; }
  .hero-grid, .two-col, .footer-grid { grid-template-columns: 1fr; gap: 40px; }
  h2 { font-size: 28px; }
  section { padding: 56px 0; }
  .cards, .steps, .pillars, .partner-cards { grid-template-columns: 1fr; gap: 18px; }
  .nav-links { gap: 14px; font-size: 14px; }
  /* The cross-audience link stays visible on mobile; section anchors collapse.
     If logo + link + CTA overflow a narrow screen, the links wrap to a second row. */
  .nav-inner { flex-wrap: wrap; row-gap: 10px; }
  .nav-links { margin-left: auto; }
  .nav-links a:not(.nav-cta):not(.nav-residents) { display: none; }
  /* #1: Mobile nav CTA reads "Contact us" */
  .nav-cta-label-full { display: none; }
  .nav-cta-label-mobile { display: inline; }
  .hero-ctas { flex-direction: column; align-items: stretch; }
  .btn-primary, .btn-secondary { text-align: center; }
  .risk-grid { grid-template-columns: 1fr; gap: 28px; margin-bottom: 40px; }
  .coverage-grid { grid-template-columns: 1fr; gap: 36px; }
  .phone-wrap { order: 2; }
  .ph-frame.wide { aspect-ratio: 4 / 3; }
  .ticks { grid-template-columns: 1fr; gap: 22px; }
  .compare { grid-template-columns: 1fr; }
  .econ { padding: 64px 0; }
  .econ h2 { font-size: 30px; }
  .pull-quote { font-size: 23px; }
  .sub-head { margin-top: 44px; }
  .cmp { min-width: 0; font-size: 13px; }
  .cmp th, .cmp td { padding: 10px 9px; }
  .cmp th.rowhdr, .cmp td.rowhdr { width: 28%; }
  .cmp tbody td.rowhdr { font-size: 12.5px; }
  .cmp thead th { font-size: 10px; letter-spacing: 0.03em; }
  .cmp thead th.sh { font-size: 13px; }
  .cmp-wrap { padding: 6px 8px; }
  .hero-cred { font-size: 12.5px; }
  .chain { grid-template-columns: 1fr; gap: 10px; margin-bottom: 36px; }
  .chain-arrow { height: 22px; }
  .chain-arrow::before { left: 50%; right: auto; top: 4px; bottom: 4px; width: 2px; height: auto; }
  .chain-arrow::after { left: 50%; right: auto; top: auto; bottom: 3px; transform: translateX(-50%) rotate(135deg); }
  .dash-mock { transform: none; }
  .dash-float { position: static; transform: none; margin-top: 14px; }
  .dash-stats { grid-template-columns: repeat(2, 1fr); }
  .dash-table th:nth-child(3), .dash-table td:nth-child(3) { display: none; }
  .page-hero h1 { font-size: 34px; }
  .consult-form-card { padding: 28px 20px; }
}

@media (max-width: 480px) {
  .hero p.subtitle { font-size: 17px; }
  .nav-logo .sh-lockup-svg { height: 38px; }
  .calc-form { grid-template-columns: 1fr; }
}

/* --- 2026-07-20 Kierstin pass additions --- */
.hero-trust { margin-top: 18px; font-size: 13px; line-height: 1.55; color: var(--sh-ink-45); }
.photo-frame {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 16px 38px rgba(3, 30, 48, 0.10);
}
.photo-frame.wide { aspect-ratio: 21 / 7; }
.photo-frame img { width: 100%; height: 100%; object-fit: cover; display: block; }
@media (max-width: 720px) {
  .photo-frame.wide { aspect-ratio: 4 / 3; }
}
.risk-tip {
  position: absolute; z-index: 6; max-width: 230px;
  display: flex; gap: 9px; align-items: flex-start;
  background: var(--sh-white); color: var(--sh-navy);
  border: 1px solid var(--sh-warm-line); border-radius: 10px;
  box-shadow: 0 12px 30px rgba(3, 30, 48, 0.18);
  padding: 10px 12px; font-family: var(--sh-body);
  font-size: 13px; line-height: 1.4; pointer-events: auto;
}
.risk-tip[hidden] { display: none; }
.risk-tip-icon { color: var(--sh-tangerine-700); flex: none; line-height: 0; }
.risk-tip-icon svg { width: 18px; height: 18px; display: block; }